Side-by-side · Software Engineer
Miami vs Washington
Move Value
+$9k
real, after tax + COL · per year
Career Velocity
7/10
Miami: 6/10 → step-up
10-Year Outlook
+$130k
± $112k confidence band
| Miami | Washington | |
|---|---|---|
| P50 salary, role | $118k | $152k |
| State + local income tax | None | None |
| After-tax income | $91k | $114k |
| Cost of living (US = 100) | 138 | 152 |
| Median 1BR rent | $2683/mo | $2375/mo |
| Real purchasing power | $66k | $75k |
| Career Velocity (this role) | 6/10 | 7/10 |
| Career Velocity v1 (0–100) | 72 · Strong | 18 · Thin |
| Walkability (0–10) | 6 | 8 |
| Outdoors (0–10) | 8 | 7 |
Who should make this move
Choose Washington if…
- ·You want $9k more real income per year on day one.
- ·Your field's Career Velocity is at least as good in DC (7/10).
- ·Your 10-year picture lands $130k ahead.
- ·Government, consulting, and biz-dev — recession-resistant by design.
Stay in Miami if…
- ·You're optimizing for what Miami uniquely offers: no state income tax, finance and creative capital of the southeast.
A note on the numbers: Salaries are role-P50 from BLS-style bands. Tax is statutory state + local at ~$110k single. The 10-year outlook uses a 3-year promotion cadence with a small velocity adjustment, 2.5% COL inflation, and discounts to today's dollars. Full assumptions on the methodology page.