Side-by-side · Software Engineer
Boston vs Miami
Move Value
−$7k
real, after tax + COL · per year
Career Velocity
6/10
Boston: 9/10 → regression
10-Year Outlook
−$137k
± $114k confidence band
| Boston | Miami | |
|---|---|---|
| P50 salary, role | $158k | $118k |
| State + local income tax | None | None |
| After-tax income | $118k | $91k |
| Cost of living (US = 100) | 162 | 138 |
| Median 1BR rent | $3184/mo | $2683/mo |
| Real purchasing power | $73k | $66k |
| Career Velocity (this role) | 9/10 | 6/10 |
| Career Velocity v1 (0–100) | 18 · Thin | 72 · Strong |
| Walkability (0–10) | 9 | 6 |
| Outdoors (0–10) | 7 | 8 |
Who should make this move
Choose Miami if…
- ·No state income tax, finance and creative capital of the Southeast.
Stay in Boston if…
- ·Career Velocity is higher in Boston (9/10 vs 6/10) for your field.
- ·You'd lose $7k of real income annually.
- ·Your 10-year picture is $137k better if you stay.
- ·You're optimizing for what Boston uniquely offers: biotech, education, and finance — small footprint, dense talent.
A note on the numbers: Salaries are role-P50 from BLS-style bands. Tax is statutory state + local at ~$110k single. The 10-year outlook uses a 3-year promotion cadence with a small velocity adjustment, 2.5% COL inflation, and discounts to today's dollars. Full assumptions on the methodology page.