Side-by-side · Software Engineer
Austin vs Philadelphia
Move Value
+$10k
real, after tax + COL · per year
Career Velocity
7/10
Austin: 8/10 → lateral
10-Year Outlook
+$63k
± $96k confidence band
| Austin | Philadelphia | |
|---|---|---|
| P50 salary, role | $134k | $128k |
| State + local income tax | None | None |
| After-tax income | $102k | $98k |
| Cost of living (US = 100) | 119 | 102 |
| Median 1BR rent | $1604/mo | $1901/mo |
| Real purchasing power | $86k | $96k |
| Career Velocity (this role) | 8/10 | 7/10 |
| Career Velocity v1 (0–100) | 84 · High | 18 · Thin |
| Walkability (0–10) | 5 | 8 |
| Outdoors (0–10) | 8 | 6 |
Who should make this move
Choose Philadelphia if…
- ·You want $10k more real income per year on day one.
- ·Your 10-year picture lands $63k ahead.
- ·East Coast walkability and culture at a Midwest cost.
Stay in Austin if…
- ·Career Velocity is higher in Austin (8/10 vs 7/10) for your field.
- ·You're optimizing for what Austin uniquely offers: tech salaries close to the coast, no state income tax.
A note on the numbers: Salaries are role-P50 from BLS-style bands. Tax is statutory state + local at ~$110k single. The 10-year outlook uses a 3-year promotion cadence with a small velocity adjustment, 2.5% COL inflation, and discounts to today's dollars. Full assumptions on the methodology page.